Payment Options at Upway: Purchasing Made Easy


Written by: Rémy Rossi | May 15, 2025 Time to read 5 min

Buying an e-Bike should feel like freedom, not a financial hurdle. That’s why Upway gives you payment options as flexible as your new set of wheels.

More about the Author: Remy Rossi

Rémy Rossi is a bike writer, mechanic, and educator who got his start in community-based bike shops and co-ops. With a decade in the industry, he still wrenches on bikes when he can and plays bike polo on a fixie.

Man paying with credit card online with laptop

E-Bikes can be a big purchase, even when you find a great deal, so having payment options can simplify the process. Upway offers several different ways to pay for your e-Bike to suit your finances and make the purchase as easy as possible. Our electric bikes have pedal-assist, so why can’t they have flexible payment-assist, too? Learn more about each of the payment options at Upway below.


Splitit

Splitit payment service logo

Splitit allows you to use your existing credit card to split your purchase into smaller payment amounts over 3 months. At the time of purchase, there’ll be two transactions on your card. There’s the first payment and then a temporary hold— this one isn’t a payment but rather a pre-authorization that guarantees the purchase.

When choosing Splitit as a payment option, you’ll need the full purchase amount available as credit on your credit card. After the first installment is charged at the time of purchase, Splitit will charge your credit card every month until the plan is finished, according to the selected payment plan. There’s no additional interest or fees, and you get all the benefits of paying with your credit card, including rewards, transaction insurance, and protection against fraud.


Credit or debit card

Wallet with three cards


If you’re looking to pay the entire amount of the electric bike in one go, you can use your credit or debit card just like normal. Upway accepts all the major credit card companies, including a few other ones, too.


E-Bikes cost more than standard bicycles, so we recommend that you check that your credit card limit and funds are sufficient for the payment— you may have to authorize your payment post-purchase due to the monetary size of the transaction.


Shop Pay: Pay in full or in installments


You may already be a user of Shop Pay, a payment method developed by Shopify. Saving your shipping and billing account to a Shop account enables super-easy one-click checkout on online stores that offer Shop Pay, such as Upway. With Shop Pay, you can pay for your e-Bike in full or set up a payment plan with installments.

Klarna, Affirm & Afterpay

Klarna Afterpay Affirm logos

Upway ensures you can have plenty of flexible payment options to match your needs. Some of the most popular options are Klarna, Affirm, and Afterpay, which allow users to make incremental payments over time. The services are similar, so your choice likely depends on which one you are most familiar with or already have an account with. For a more in-depth comparison, check out Upway’s financing page.

The payment terms provided are determined by factors such as the bike’s price, your selected schedule, and your credit score. E-Bikes are a great investment, but involve a higher initial cost than standard bicycles— flexible payment services can help smooth out the payment process.

Specialized Turbo Levo electric mountain bike


Buy your next e-Bike at Upway

It’s never been easier to find a great deal on an electric bike, and Upway’s several payment options let you purchase with confidence. Find the best fit for your finances, whether that’s paying all at once or setting up installments. All transactions are secure and encrypted.

If you're interested in splitting your purchase across different payment methods (e.g. pay a deposit with a credit card & finance the rest with Affirm), please reach out to us through the chat on our website or send an email to helpdesk@upway.shop

Upway has a huge selection of high-quality e-Bikes, from commuter models to electric mountain bikes, folding e-Bikes, and so much more. Every electric bike also comes with a complimentary 529 Registration Kit from our partners at Project529. The kit deters theft and maximizes your chances of recovery while the included 529 Shield provides a unique, tamper-resistant ID for your bike.


Frequently Asked Questions

Do Upway e-Bikes have a warranty?

Yes, all our e-Bikes come with a 14-day Money-Back Guarantee and a 1-year warranty that covers mechanical and electrical defects.

How much do electric bikes cost?

The average price of a good-quality electric bike typically falls between $2,200 and $3,800, with plenty of higher-end options. At Upway, new and used electric bikes from the top brands are available with savings of up to 60% off!

Are electric bikes worth it?

Electric bikes are a significant investment that can be well worth it for many types of cyclists, especially commuters who can save big on transport costs and help the environment. The pedal assistance makes riding longer distances and hills much more enjoyable. Upway helps lower the cost of your e-Bike so you can join the revolution with savings of up to 60% on the top models!

Key Takeaways


  1. Multiple Payment Options: Upway supports Splitit, Shop Pay, Klarna, Affirm, Afterpay, and monthly credit card payments.
  2. Interest-Free Flexibility: Many options allow you to pay over time with no added interest or fees.
  3. Secure & Simple Checkout: All payments are encrypted, and you can choose what works best for your budget.

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